Timothy Smith (President)

Biography

Tim Smith started working with the Charles T. Smith Insurance Company – a partner firm of Capitas Financial – in the summer of 1985. He has held various internal positions with the company over the past 25-plus years including Marketing, Field Underwriting, and Case Design for National Accounts and Independent producers.

From 1987-1998 he held a position as Sales Vice President/Associate General Agent where he worked with Merrill Lynch, Smith Barney, and A.G. Edwards Advisors. He also worked with property and casualty firms to develop strategies to market life insurance to business owners.

Since 1999, Tim has focused on marketing life insurance to large independent producers using a variety of insurance and financial strategies, such as business continuation planning, estate planning, and planning for non-resident citizens holding U.S. assets.

The Smith Companies

Smith Companies, Ltd. is the premier provider of life, long term care and disability insurance to financial service professionals, attorneys, accountants, bank trust officers and other advisors who provide their clients with advice regarding insurance needs as a part of their professional practice. We offer the professional financial advisor with “one stop” access to a broad spectrum of insurance products from the finest insurance carriers. We offer another advantage, which our competitors cannot match, a full range of “value added” support resources to assist in properly integrating the insurance product into the overall financial or estate plan.

Capitas Financial

Capitas Financial, Inc. is a national organization made up of 16 regional processing centers, 130 point-of-sale professionals and 250-plus back office support specialists who offer a multi-carrier insurance product portfolio, along with unbiased consultative assistance to financial professionals and their clients. Capitas Financial is a national firm, based in Minneapolis, MN with a footprint that includes all 50 states and Puerto Rico. Capitas delivers the strength of a national organization coupled with unrivaled local customer service.