Rick Maholchic (President)

Biography

Rick has worked in the insurance industry for over 30 years. Rick has spent the majority of his career working with banks, wirehouses and independent financial advisors in a consultative sales environment. Before entering the insurance and financial services industry, Rick was an officer in the US Army Field Artillery, attaining the rank of Captain before his honorable discharge in 1989. While in the military, Rick graduated from both the Airborne and Ranger schools and deployed to Panama as part of Operation Just Cause.

In 1992, Rick joined the Hartford, where he achieved the highest production awards for a manager and field consultant. From 2003 - 2010 Rick was Hartford Regional Vice President for California, Hawaii and the Pacific Northwest before becoming a Partner with Pacific Southwest Financial (PSF) and joining the Capitas Financial team. Rick is responsible for the recruitment, training, development and growth of the Global Wealth Insurance Group of agencies across the country. The Capitas sales distribution supports financial advisors and institutional accounts of Capitas.

Rick has had multiple articles published in The National Underwriter and California Broker. He holds a Criminal Justice degree from San Diego State University and is a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). Rick holds the Series 26, 6 and 63 licenses as well as a RIA. Rick plays Golf and Baseball in the Senior League in Southern California and resides in Oak Park with his wife Cheryl. They have two adult daughters.

Pacific Southwest Financial

Pacific Southwest Financial® is an independent financial services firm whose large professional service and support staff provides extensive resources for independent financial advisors and their clients. In addition, a number of national financial institutions, including stockbrokerage firms, insurance companies, banks and mortgage companies also rely on PSF® to provide technical, consulting and support services. The strength of PSF’s commitment to quality is supported by our affiliation exclusively with financial professionals who adhere to the highest ethical standards.

As your strategic insurance partner, it is our objective to construct a comprehensive and coordinated plan that will result in converting information into action; to become an integral part of the life specialist group serving your organization; to deliver a benefit irrespective of whether or not a product is sold; and to contribute significantly to your insurance goals.

Capitas Financial

Capitas Financial, Inc. is a national organization made up of 16 regional processing centers, 130 point-of-sale professionals and 250-plus back office support specialists who offer a multi-carrier insurance product portfolio, along with unbiased consultative assistance to financial professionals and their clients. Capitas Financial is a national firm, based in Minneapolis, MN with a footprint that includes all 50 states and Puerto Rico. Capitas delivers the strength of a national organization coupled with unrivaled local customer service.